Amortization Schedule

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Are you looking for an Amortization Schedule?

If you've been feeling stuck and don't know how to start an Amortization, this Simple Interest Car Loan Amortization Schedule template can help you out. This Car Loan Amortization Schedule covers the most important topics that you are looking for and will help you to structure and communicate in a professional manner with those involved. 

The following variables are important when making an Amortization Schedule:

  • Contract Start Date
  • Beginning Principal Balance 
  • Term (months):
  • Annual Percentage Rate: 
  • Monthly Payment: 
  • First Payment Due Date:
  • Total of Payments:
  • Beginning Balance

Feel free to download this intuitive template that is available in several kinds of formats, or try any other of our basic or advanced templates, forms or documents. Don't reinvent the wheel every time you start something new... 

What is a simple interest contract?
On a simple interest contract, finance charges are calculated based on the unpaid principal balance of the contract. As each payment is made, the payment amount is applied toward the finance charges that have accrued since the last payment was received. The remaining portion of the payment is applied in accordance with the terms of your contract.

How are finance charges calculated?
Finance charges accrue daily based on the unpaid principal balance. For example, if the unpaid principal balance on your account is $19,737.71, your Annual Percentage Rate (APR) is 9% and your normal monthly payment amount is $415.17, your daily finance charge amount is calculated as follows

Download this simple Interest Car Loan Amortization Schedule template and save yourself time and effort! You will see completing your task has never been simpler!

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