Mutual Agreement Termination Letter

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September 25, 2012 Mr. Robert Franko c/o Beach Business Bank 1230 Rosecrans Avenue, Suite 100 Manhattan Beach, California 90266 RE: Executive Employment Agreement (the Employment Agreement ), dated June 1, 2003, between Doctors Bancorp, predecessor-in-interest to Beach Business Bank ( Beach Bank ) and Robert M.. By this Letter, other than the Termination Agreements, each of You and Beach Bank hereby fully and forever releases and discharges the other party, and each of their respective representatives, agents, heirs, executors and assigns, and their current and former officers, directors, managers, employees, shareholders, predecessor companies, successors and assigns (the Released Parties ), and each of them, separately and collectively, from any claims, duties, obligations, causes of action, losses, agreements, grievances or debts relating to any matters of any kind or nature whatsoever, whether at law or in equity, fixed or contingent, presently known or unknown, suspected or unsuspected, contingent or non-contingent, that You or Beach Bank, as applicable, has ever had, now has, or may have in the future against any of the Released Parties, relating to the Employment Agreement and the employment relationship between You and Beach Bank..

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