SAMPLE DEBT COLLECTION DISPUTE LETTER (NYC) New York City residents can use this letter to dispute a debt, to verify a debt under NYC law, and to tell a collector to stop contacting them.. Under section 2-190 of the Rules of the City of New York, verification requires all of the following: Proof of my agreement to pay the original creditor A copy of the final account statement issued by the original creditor A breakdown of the total amount due, showing principal, interest, and other charges and For all other charges, the date of and basis for each charge..
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