Company Name Attn: President or CEO Address DATE Dear Name : The staff of the Consumer Financial Protection Bureau (CFPB) has become aware that Company Name may not be in compliance with certain provisions of the Fair Credit Reporting Act (FCRA) and its implementing regulation (Regulation V).. We have reviewed Company Name’s website and business directory listings, and it appears that Company Name may violate federal law in one or more of the following ways: (1) it does not provide a toll-free number in its Yellow Pages listings and on its website for consumers to request their free annual file disclosures (2) it does not have adequate capacity to accept requests from the reasonably anticipated volume of consumers requesting their annual file disclosures or (3) it does not provide clear and easily understandable information and instructions to consumers..
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