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Download your free printable Monthly Budget Calendar template now!Credit Counseling Service of North Central Indiana A Program of Family Service Association of Howard County, Inc 618 S Main Kokomo IN 46901 Phone 765-454-7290 Fax 765-454-7294 PREPARING A HOUSEHOLD BUDGET One of the most important items we can use to assist with household finances is a budget.. For this reason, you might consider making your budget month start with the last pay period of the month instead of the first pay period (most rent and house payments are due on the first of the month.) If there is not enough money in a pay period to pay a given bill you may have to use two periods to cover the expense.. MONTHLY BUDGET WORKSHEET 1st Check Month: Net Amount Earned: Expense Short Term Savings Long Term Savings Total EXPENSES Total INCOME Excess or (Shortage) Due Date Amount Pay Day 2nd Check 3rd Check 4th Check 5th Check.