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Interest Rate Chart Valid from: March 21, 2017 Deposits Loans DEBETCARDS OVERDRAFT Checking Account - Individuals ……………………………………………………………………………………………………………………………………………… 0,10 1,85 Checking Account - Individuals …………………………………………………………………… 12,30 - 12,70 Checking Account - Companies ……………………………………………………………………………………………………………………………………………… 0,10 1,90 Checking Account - Companies …………………………………………………………………… 12,30 12,70 NON INDEXED ACCOUNTS BONDS Sparnaður Monthly Annually Non Indexed: - Deposit 0 - 2,9 Million ISK ……………………………………………………………………………………………………………………………………………… 0,24 0,25 No premium ……………………………………………………………………………………………… 8,65 K5 - 2,50 Premium …………………………………… 11,15 - Deposit 3,0 - 9,9 Million ISK ……………………………………………………………………………………………………………………………………………… 2,69 2,75 K1 - 0,50 Premium …………………………………………………………………………………… 9,15 K6 - 3,00 Premium …………………………………… 11,65 - Deposit 10 - 24,9 Million ISK ……………………………………………………………………………………………………………………………………………… 3,30 3,25 K2 - 1,00 Premium …………………………………………………………………………………… 9,65 K7 - 3,70 Premium …………………………………… 12,35 - Deposit 25,0 - 49,9 Million ISK ……………………………………………………………………………………………………………………………………………… 3,78 3,65 K3 - 1,50 Premium …………………………………………………………………………………… 10,15 K8 - 4,10 Premium …………………………………… 12,75 - Deposit 50 Million ISK and Higher ……………………………………………………………………………………………………………………………………………… 3,88 3,85 K4 - 2,00 Premium …………………………………………………………………………………… 10,65 1 month (Fixed for 1 month) ……………………………………………………………………………………………………………………………………………… 2,90 Indexed - Variable Interest Rate: 3 month (Fixed for 3 months) ……………………………………………………………………………………………………………………………………………… 4,05 No premium ……………………………………………………………………………………………… 4,90 K5 - 2,50 Premium …………………………………… 7,40 6 month (Fixed for 6 months) ……………………………………………………………………………………………………………………………………………… 4,15 K1 - 0,50 Premium …………………………………………………………………………………… 5,40 K6 - 3,00 Premium …………………………………… 7,90 12 month (Fixed for 12 months) ……………………………………………………………………………………………………………………………………………… 4,20 K2 - 1,00 Premium …


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