Letter to Creditor template


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How to write a Letter to Creditor to ask for an alternative payment plan? Download this Letter to Creditor template now!


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Financiën Wettelijk formulier leenovereenkomst wet kredietovereenkomst brief Interbancaire leningovereenkomst Voorbeeld van eenvoudige leningovereenkomst grant loan agreement purpose loan agreement disbursements loan agreement taxes loan agreement

How to write a Letter to Creditor to ask for an alternative payment plan? Download this Letter to Creditor template now!

For those in need of improving the existing loan agreement with the bank or other creditors, we provide a suitable letter that you can send to them directly after a little customization. This basic letter document template is intuitive and available in several kinds of formats (such as PDF, WORD, PPT, XLS. 


Not all creditors will accept payment schedules, but they will be more likely to work with you if you have lived up to the expectations and you were predictable. 

Also, it’s important that you contact the creditor before they contact you. Before you contact each creditor, make sure you’ll be able to pay the monthly amount in your agreement. If you fail to follow the new plan, your creditor will be less likely to work with you again. Here are some options you could request from your creditor:

  • Refinance the loan at a lower interest rate;
  • Reduce your monthly payment amount;
  • Reduce or drop charges for late payments;
  • Pay interest only on the loan until you can resume, making monthly payments;
  • Request permission to sell the item and use the cash to repay the debt.
Using this Letter to Creditor template guarantees that you will save time, cost and efforts and enables you to start renegotiations with the creditor in order to get better payment conditions. Download this letter now.



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