Examples: • • • • • • • • • Layoff notice Letter from employer outlining a reduction in pay or a reduction in hours Cancellation notices for medical insurance or auto insurance due to non payment Delinquency notices from creditors and/or service and utility providers Letters from doctors regarding injury or illness Disability benefits letter Divorce or separation papers Receipt for excessive payments for medications or emergency payments Any documents supporting a family crisis hardship Important: Do not send in a hardship Letter to a Lender before having your Agent review it..
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