Mortgage Assumption Agreement


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Check out this professional Mortgage Assumption Agreement which can be signed between the Mortgagee and Borrower. Download this Mortgage Assumption template and finish it in minutes.

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Are you looking for a Mortgage Assumption Agreement? Download this legal Mortgage Assumption Agreement template now!


A Mortgage Assumption Agreement is an agreement or contract between a Buyer of Real Estate and the Seller in which the Buyer gets to take over the Mortgage Payments and Obligations of an already existing Mortgage. Therefore, a mortgage loan assumption will be completed only if a Mortgagee (or Lender) accepts the transfer of assumption mortgage debt. It's a valuable template if you are in the situation when you want to transfer the suits, debts, covenants, promises, contracts, controversies, agreements, claims and demands, etc. to the Releasee, Warnings for Assumption of Mortgage:

  • Please note that the original mortgagee can be liable for repaying the loan, in the situation that the new owner fails to repay the loan.
  • Assuming a mortgage can be risky, and we recommend to consult a lawyer or legal professional for more legal advice. 
  • Make sure to keep the original lender in the loop with a wrap-around mortgage. This will be necessary to be sure that you are able to get the title. 

This sample Mortgage Assumption (6 pages) contains the necessary information to set up the Assumption of the Mortgage process. This Agreement template will structures communication between the Mortgagee and the Borrower in a professional way and covers the most important subjects, such as:

  • DEFINITION MORTGAGEE OR LENDER
  • DEFINITION BORROWER
  • SEVERAL WHEREAS ARTICLES
  • CONSIDERATION OF THE PREMISES 
  • ASSUMPTION
  • CONSENT TO CONVEYANCE
  • WARRANTIES AND REPRESENTATIONS
  • ACKNOWLEDGMENTS
  • COSTS
  • NO NOVATION
  • ASSUMPTION FEE
  • RECORDATION
  • PARAGRAPH HEADINGS
  • GOVERNING LAW
  • TIME OF THE ESSENCE
  • ATTORNEYS' FEES
  • BINDING EFFECT
  • SIGNATURES

We provide a professional Mortgage Assumption which can be signed between the Mortgagee and Borrower. The 3 step process virtually guarantees you can finish and print your legal document in minutes! Completing your legal Mortgage Assumption Agreement was never simpler!

Download this Mortgage Assumption Agreement template and after downloading you will be able to change and customize every detail and appearance. Save yourself time, efforts and probably reduce some of the lawyer-fees! However, we still recommend you to consider consulting a local law firm in case of doubt to support you in this matter.

Do you need more? Just search on our website and have instant access to thousands of free and premium legal agreements, contract, documents, forms, letters, etc, which are used by professionals in your industry. For example Real estate forms, Employment forms, General release bank account, Power of attorney, Joint Venture Agreement, Letter of intent, Last will & testament, Secrecy Agreement, Articles of Incorporation of Company, Agreement with Accountant, Purchase contract, Agreement for permission to sublet and much more…  All business templates are easy and quick to find, crafted by legal professionals, wisely structured, ready-made and intuitive. Pay closer attention to the template by browsing through the list. Take the time to review and choose the variety of legal templates to suit your need… Good luck!


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