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PERSONAL LOAN TERMS AND CONDITIONS 02 Personal Loan Terms and Conditions FIXED SUM LOAN AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 Important - Please Read This Carefully The Consumer Credit Act 1974 covers this Agreement and lays down certain requirements for your protection which must be satisfied when the Agreement is made.. You can also find out about them by contacting us on 0800 358 1122 and on our website www.wesleyanbank.co.uk If you do any of the following then we may end this Agreement immediately by sending you, or, in the case of your death, your representatives, a notice saying so if you: Fail to make all or part of any instalment within seven days of its falling due Fail to keep any other terms of the Agreement Have given false information or fail to give all the information we have asked you for in connection with this Agreement when applying for this loan Are made bankrupt Become mentally ill or incapable of managing your affairs Die Cancel a Direct Debit or other payment instruction or fail to tell us of a change to your bank or building society details Fail to pay the full outstanding amount due under the Agreement when we ask you to Become unable to pay your debts, or enter into a voluntary arrangement with your creditors, or a judgment debt against you is unsatisfied for 14 days or in Scotland, if you are sequestrated or a trustee in bankruptcy is appointed over your assets.. This may include: To consider any applications made by you Helping us to make credit decisions about you and anyone to whom you are linked financially To deal with your account(s) or run any other services we provide to you To consider and implement business, product and technology developments To undertake statistical analysis, financial risk assessment, money laundering checks, compliance and regulatory reporting, fraud prevention and debt tracing To help us or our insurance underwriters to make decisions on insurance proposals and claims, such as life and other
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