Bank Product Analysis


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Free ATM card with daily withdrawal limit of BDT 50,000.00 DBL “Saving Bundle Product is a unique blend of all flexibilities of a current account and provision high interest on daily balance and monthly interest paid savings account in three schemes, namely- Dhaka Bank Silver Account (account opening balance: BDT 30,000.00, interest rate: Journal of Investment and Management 2014 3(1): 7-20 7 ) Dhaka Bank Gold Account (account opening balance: BDT 50,000.00, interest rate: 7.5 ) and Dhaka Bank Platinum Account (account opening balance: BDT 1,00,000.00, interest rate: 8.5 ) SCB “Super Savers Account” is an account where interest will be accrued on monthly average balance and applied at each quarter-end.. EBL “Privileged” may have the following characteristics – • Any female over 18 years is eligible to become the holder of an "EBL Privileged" account with a minimum deposit of BDT 1,500.00 • By maintaining account satisfactorily for just 6 months, account holder will be eligible to apply for a personal loan with interest at 1 less than the normal rate • Avail secured loan against gold jewelry at 1 less than the normal rate of interest • Concession on Locker services • In addition to interest on account, account holder will also be entitled to a special bonus for a minimum balance of BDT 50,000.00 or more in account for more than a year and then will be entitled to an annual bonus of 2 of account balance • EBL Debit Card with BDT 20,000.00 daily limit • Internet Banking and balance transfer facility • Special discounts “Persona” by maintaining account satisfactorily for just 6 months • Bill payment facility • E-Balance Statement • Concession on EBL Gift Card 4.2.. • Normally no withdrawal shall be allowed before maturity, If any depositor intends to withdraw his/her deposit due to certain unavoidable reasons before maturity (Minimum after 1 year) interest on the prevailing Savings Deposit rate may be allowed • When a depositor fails to deposit any installment, he/she


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