Bank Loan Agreement

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How to set up a Loan Agreement with the bank? How to write a Bank Loan Agreement? Download this Bank Loan Agreement now!

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How to set up a Loan Agreement with the bank?

This Bank Loan Agreement template covers the most important subjects and will help you to structure and communicate in a professional way with those involved.


The BANK shall lend sums of money to the BORROWER from time to time, including: 
Principal amount: $ dollars) 
The initial rate for the loan shall be 10% 
The interest rate shall be adjusted every year from the closing date of the loan 
The first adjustment shall take place on first day of year.
The overall maximum rate for the loan shall be 1% 
The rate on the loan shall not be less than 2 % 
The reference rate used for adjustment shall be 1.

The advance made herein shall be evidenced by a promissory note.
The following will be the terms of repayment: 

The note shall be due, in full, on ___________________. 

BORROWER assigns to BANK any and all deposits with BANK as additional collateral to BANK. Upon default, BANK shall be entitled to set off the deposits in satisfaction of any sum due to BANK by the BORROWER. 

The BORROWER shall not use the proceeds of this loan for household, personal or family obligations. 

The BORROWER represents that the loan proceeds will be used for business purposes. 

Our trustworthy legal templates are all crafted and screened by professionals. The 3 step process virtually guarantees you can finish and print your legal document in minutes! Feel free to download our basic or advanced template designs, they are intuitive and in several kinds of formats.

Download this Bank Loan Agreement template if you find yourself in this situation and save yourself time, efforts, and probably reduce some of the lawyer-fees! 

By using our legal templates will help you to reach the next level of success in your education, work, and business! However, we still recommend you consider consulting a local law firm in case of doubt to support you in this matter. Also, check out this sample Loan Agreement.

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