
 
 
CURRICULUM VITAE 
 
 
 
 
               To  gainfully  utilize  40+  years  of  Banking  /  Administrative  experience  in  any  of  the 
following fields: 
 
  Advisor  /  Consultant:  For  Financial  Services  Sector  Companies  or  Companies 
engaged indirectly in such services. 
 
  Senior Level Managerial Job:  Administrative role in a Mid / Large Corporate / 
Organization engaged in Manufacturing / Trading / Services. 
 
  Human  Resources  :  Mentoring  /  Coaching  /  Training  of  Banking  Personnel 
(Specialization  in  Credit  related  areas)  and  matters  related  to  Recruitment  & 
Selection of Banking Personnel. 
 
  Banking/Finance:  Formalizing  Operational  matters,  Control  &  Supervision 
Mechanism and Risk Management. 
 
  Credit:  Providing useful inputs for taking exposure to Credit related matters and 
Financial Planning. Recovery of loans and Recovery Mechanism. Credit Appraisal 
and  Post  Sanction  Supervision  including  check  points  etc.  and  framing  Policy 
guidelines thereof. 
 
   
1.  Headed Bank of India’s National Banking Group (North) as General Manager since   
14-10-2010 till the time of superannuation on 31-10-2012. 
The unit consists of 10 Zones spread over 780 branches and Business Mix of 65000 
crores in the States of J&K, Punjab, Haryana, Himachal Pradesh, Rajasthan, Uttar 
Pradesh, Uttaranchal and Delhi. 
2.  General Manager at Bank’s Head Office at Mumbai from 01-12-2009, entrusted with 
credit portfolio of appx. 20,000 crores. 
3.  Shouldered the responsibilities of Bank as Zonal Manager at Varanasi (40 Branches, 
Business Mix 1,000 crores), Indore (52 Branches, Business Mix 3,000 crores) and 
Chandigarh(55 Branches, Business Mix  7,000 crores) during 2005 to 2009. 
4.  Worked  in  Bank’s  Head  Office,  Credit  Deptt.  and  New  Delhi  Corporate  Banking 
Branch during 2000 to 2004. 
5.  Posted in Singapore Branch of the Bank from Sep-1996 to Jan-2000 responsible for 
Credit Portfolio of the Branch. 
6.  Worked in Bank’s Head Office Credit Department from Sep-1994 to Sep-1996. 
7.  Assumed  various  responsibilities  as  a  Manager  of  Branches  &  Headed  Credit  / 
Foreign  Exchange  &  Human  Resources  department  in  Branches  /  Zonal  Offices 
during 1971 to 1994. 
8.  Out  of  41  years  of  Banking  Career,  more  than  20  years  worked  in  Credit 
Appraisal and Credit Monitoring area. (Posting details as per Annexure)