Maintaining the privacy of our website visitors is very important to us. Because we gather information about you, you need to know:
We collect information to provide better services to all of our website visitors, including determining what types of editorial content and the products and services offered on our website which are of the most interest and relevant to you.
We basically collect information about you from the following two sources:
We use the information we collect from our website visitors, in order to provide you with more meaningful editorial and advertising content and to offer you relevant products and services, as well as to maintain, protect and improve your overall experience. In particular, you may choose (i) to subscribe to any of our electronic newsletters or (ii) to receive "special offers" by ABT and its various service providers, (iii) to receive franchise and business opportunity information from selected advertisers, (iv) to submit questions or comments in response to editorial content on our website, or (v) to purchase books and related publications offered on our affiliated website at allbusinesstemplates.com (the "ABT"). In each of those instances you will be asked to provide, and we will collect and store, certain personal information such as email address, zip code, telephone number, and in some instances information about your business. In the case of purchases made through the Bookstore Website, we will also collect and store additional information about those purchases, including titles purchased, quantity and dates of purchases, the method of payment, and other information provided such as billing and shipping addresses (if different). By providing that information, you agree that it can be used by ABT and its various advertisers and other service providers to send you promotions and other communications concerning business opportunities, products or services. You can remove yourself from any such electronic newsletters and otherwise stop receiving any further promotions and other commercial communications by following the "unsubscribe" directions included with each newsletter or, in all of the above instances, by sending an email with the word "unsubscribe" in the subject line to [email protected] may use the name you provide for your ABT Profile across all of the services we offer that require a ABT Account, which is where the information you provide is maintained. In addition, we may replace past names associated with your ABT Account, so that you are represented consistently across all our services.
When you contact ABT, we keep a record of your communications to help solve any issues you might be facing. We may use your email address to inform you about the products and services offered through our website, such as letting you know about upcoming changes or improvements.
We use information collected from cookies and other technologies, like pixel tags, to improve your user experience and the overall quality of our services. You can reset your browser to reject all cookies or to indicate when a cookie is being sent. But you need to know that you may not be able to access or use some features and services on our website without cookies. A pixel tag is a type of technology which is placed on a website or within an email and used for the purpose of tracking activity on a website and is often used in combination with cookies.
The domain name and related business entity of the e-mail account used during the conversion of a template, purchase and/or payment process,can be used as a client reference on our website, when not referring to a natural person directly.
Advertising on our website makes it possible for us to offer you the information and products/services free of charge. We take seriously and make every effort to make sure that that advertising is safe, unobtrusive and as relevant as possible.
Cookies are used to make that advertising as relevant as possible to the needs and interests of our website visitors, and more valuable to our advertisers in being able to show our visitors more relevant ads. Cookies are also used to avoid you seeing the same ad multiple times and to detect and prevent click fraud. We use AdSense, Google Analytics and other DoubleClick services (collectively, "Google® Services"), which help us manage and improve our website and help our advertisers better understand and track user interaction with their ads. When you visit a location on our website which includes one or more of these ads, various cookies may be sent to your browser.
We may use other technologies, including Flash and HTML5, which provide the functionality for such displays as interactive advertising. We may also use your IP address to select and provide advertising targeted to that address, in order to improve the relevance of the ads you see and to measure and report to advertisers non-personal statistical information about geographical location of those website visitors who are viewing their ads.
The advertising you see on our website is determined by a number of factors relating to relevance, including (i) your approximate geographical location base on you IP address and (ii) the subject matter you may be viewing on our website. For example, if you are viewing an article about physical health, you may see ads concerning exercise equipment.
People have different concerns about privacy. Our goal is to be clear about what information we collect, so that you can make meaningful choices about how that information is used. You may set your browser in its "options" or "preferences" feature in order to warn you before accepting cookies or to disable all cookies entirely. However, it is important to understand that many of the services we provide on our website and to our website visitors may not function properly if your cookies are disabled.
Our website allows visitors to share information with others, such as comments on editorial content and information shared via social media. When you share information it may as a result become accessible to others, through such mechanisms as search engines. We cannot be responsible for how others with whom you may share information may use that information.
It is our policy that, whenever you visit our website, you should be able to access your personal information, which is information identifying you such as name, email address, billing information or any other information which can reasonably be expected to identify you. If that information is incorrect, we try to provide you ways to update it quickly or to delete it - unless we have to keep that information for legitimate business or legal purposes. When updating your personal information, we may ask you to verify your identity before we can act on your request.
We may reject requests that are unreasonably repetitive, require disproportionate technical effort (for example, which would be extremely impractical (for instance, requests concerning information residing on backup systems).
Where we can provide information access and correction, we will do so at no cost to you, except where it would require a disproportionate effort. We aim to maintain our services in a manner that protects information from accidental or malicious destruction. Because of this, after you delete information from our website, we may not immediately delete residual copies from our active servers and may not remove information from our backup systems.
We do not share personal information with companies, organizations and individuals outside of ABT, unless one of the following circumstances applies:
We may share your information publicly and with our partners such as third-party content providers, advertisers or connected sites, but in a manner which does not reveal your personally-identifiable information and which is aggregated with other user information to show usage of ABT and third-party products and services offered on our website and trends based on such categories as age, gender, geographical origination and other demographic characteristics.
We work hard to protect the information provided by, or collected about, our website visitors from unauthorized access, or alteration, disclosure or destruction. In particular:
If you have any questions, concerns or suggestions, you may contact us though our contact form.
AllBusinessTemplates may be referred to herein as "ABT", "WE" OR "US", whether in uppercase, lowercase, or a combination.
Capitalized terms not defined herein are defined in Our Terms of Service http://www.allbusinesstemplates.com/tou/
Your Privacy is Serious Business to Us!
Maintaining the privacy of our website visitors is very important to us. Because we gather information about you, you need to know:
You can generally visit a ABT Platform without revealing any personally identifiable information about Yourself. However, in certain sections of a ABT Platform and when You use our Services, including as a subscriber, we may invite You to contact us with questions or comments or request information, provide or upload documents and other Content (for example, links to Your blog), contact us with feedback, participate in surveys, questionnaires, or contests, recommend or rate Content, or complete a registration form. Due to the nature of some of these activities, we may collect personally identifiable information that You submit, such as Your email address, credit card information, gender, school, photo, age, phone number, postal address, city, and occupation. We may also collect additional personally identifiable information that You voluntarily include in Your profile or Your blog or transmit with Your communications to us.
If You are a registered user,
We may use Your personally identifiable information to register You to use a ABT Platform or and Services; to deliver certain services; to provide notices regarding services or documents You have purchased or licensed; to verify Your authority to enter or utilize a ABT Platform or Service; to improve the Content and general administration of a ABT Platform and our Services and display targeted advertising on or through a ABT Platform; and to contact You, including by email or telephone. We may use Your email address, physical address, telephone number, and ABT messaging system to contact You, without further consent, for administrative communications, to address copyright infringement or defamation or other violations of Terms of Service issues, or to contact You regarding Your membership, subscription, or any Content that You have posted to or downloaded from the Site. Users will receive ABT registration emails when they register, Ask or Ask ABT personnel will receive communications relating to Your questions or request, Users may receive updates and notices about questions they are asking or answering, other posts, Your accounts, and new features and policies; these communications are considered part and parcel of Your service and You may not be able to opt out of them. ABT may contact You about new services, special offers, promotions, and third-party / affiliate offers, and will include in any such emails an opt-out link by which You can opt out of receiving such emails. Our customer care and other departments may contact You and referral participants to attempt to address Your satisfaction with Doctsoc and/or to ask how we can improve. ABT or its agents may contact You, including by telephone or email, including after Your ABT account has terminated or expired, and Your agreement to the Terms constitutes Your request that ABT contact and communicate with You, including by traditional mail, private courier, telephone (land and mobile), email, texts, or through social media such as Facebook, Twitter, Google+, YouTube, Vimeo, and various blogs.
We may use and disclose Your information if we believe, in good faith, that it is appropriate or necessary to take precautions against liability; to protect ABT from fraudulent, abusive, or unlawful uses; to investigate and defend ourselves against third-party claims or allegations; to assist government enforcement agencies; to protect the security or integrity of a ABT Platform; or to protect the rights, property, or personal safety of ABT, our Users, or others. We may disclose User information to affiliated companies or other businesses or persons to provide website hosting, maintenance, and security services; fulfill orders; conduct data analysis and create reports; offer certain functionality; and assist us in improving the ABT Platforms and Services, and in creating new services and features.
ABT recognizes the privacy interests of children and we encourage parents and guardians to take an active role in their children's online activities and interests. No ABT Platform is intended for children under the age of 13. ABT does not target its Services or Platforms to children under 13. ABT does not knowingly collect personally identifiable information from children under the age of 13. IF YOU ARE UNDER 13 YEARS OF AGE, PLEASE DO NOT USE OR ACCESS ANY ABT PLATFORM AT ANY TIME OR IN ANY MANNER. IF ABT LEARNS THAT PERSONALLY-IDENTIFIABLE INFORMATION OF PERSONS LESS THAN 13 YEARS OF AGE HAS BEEN COLLECTED ON OR THROUGH A ABT PLATFORM, ABT WILL TAKE THE APPROPRIATE STEPS TO DELETE THIS INFORMATION.
IF YOU ARE THE PARENT OR LEGAL GUARDIAN OF A CHILD THE AGE OF 13 WHO HAS BECOME A ABT SUBSCRIBER, THEN PLEASE CONTACT ABT AT [email protected] TO HAVE THAT CHILD'S ACCOUNT TERMINATED AND INFORMATION DELETED.
THE FOLLOWING ARE SOME RESOURCES THAT MAY HELP PARENTS AND LEGAL GUARDIANS IN MONITORING AND LIMITING YOUR CHILDREN’S ACCESS TO CERTAIN TYPES OF MATERIAL ON THE INTERNET. WHILE ABT DOES NOT ENDORSE THESE SITES, SERVICES, OR PRODUCTS, AND DISCLAIMS ANY RESPONSIBILITY IN CONNECTION WITH THEM, WE PROVIDE INFORMATION ABOUT THEM AS A PUBLIC SERVICE.
When You use or access a ABT Platform, we may use small text files containing a string of alphanumeric characters called cookies to improve overall Site experience, among other things. A cookie is a piece of data stored on the user's hard drive or browser containing information about the user. Information from cookies alone generally do not provide us with information to personally identify You. ABT may use both session cookies and persistent cookies. A session cookie generally disappears after You close Your browser. A persistent cookie remains after You close Your browser and may be used by Your browser on subsequent visits to a ABT Platform or other web sites. Persistent cookies can generally be removed by You. Please review Your web browser "Help" file to learn the proper way to modify Your cookie settings and to remove cookies. We may also use pixels or web beacons on our Platform and in emails that we send to You. (See, e.g.,Web Bug.) We may collect information regarding Your activity on a particular web-page, pages visited, searches performed, documents and profiles viewed, documents downloaded, documents uploaded, reviews, and comments made.
When You access a ABT Platform or open one of our HTML emails, we may automatically record certain information from You or Your system by using different types of tracking technology, including server logs. This "automatically" information may include Internet Protocol address ("IP Address"), a unique device or user ID, version of software installed, system type, browser used, the Content and pages that You access on or through a ABT Platform, the dates and times that You visit a ABT Platform, documents and other Content that You searched for, viewed, uploaded, downloaded, printed, emailed, saved, the documents You have started to complete or did complete using Doc Complete (aka ABT Custom Documents), messages sent to and received from ABT and other ABT users using the ABT messaging system, as well as any questions you might have asked and answers you might have received using the ASK or ASK ABT Service, as well as advertisements that You moused over or clicked on, and information from Your Facebook account that You make publicly available, which is provided to us by Facebook via the Facebook application programming interface ("API"). Like most websites, our servers automatically record the page requests made when You visit our ABT Platform sites. These "server logs" typically include Your web request, Internet Protocol address, browser type, browser language, the date and time of Your request, and one or more cookies that may uniquely identify Your browser.
An ABT Platform may track the total number of visitors to a ABT Platform, the number of visitors to each page of a ABT Platform, browser or device type, and IP addresses, and we may analyze this data for trends and statistics in the aggregate, but such information will be maintained, used, and disclosed in aggregate form only and it will not contain personally identifiable information. We may use such aggregate information to analyze trends, administer a ABT Platform, track users' movement, and gather broad demographic information for aggregate use.
We may provide Your personally identifiable information and the data generated by cookies, web beacons, logs, and the aggregate information to the vendors and service agencies that we may engage to assist us in providing our Platforms, Services, advertising, and any other product and/or service to You. Such third-party entities may be obligated to use Your personally identifiable information to provide the services to us. We will disclose Your personally identifiable information if we reasonably believe we are required to do so by law, regulation or in cooperation with any governmental investigation, including upon receipt of what we believe may be a valid subpoena, whether issued by a Court that has jurisdiction over ABT or not. (Please note that ABT reserves the absolute right to assert that only the Federal District Court of the Central District of California, and the Los Angeles County Superior Court have jurisdiction over ABT, and subpoenas from outside these two jurisdictions must be "domesticated," though we are not obligated to do so.) We will not sell Your personally identifiable information to any company or organization, however, we may transfer Your personally identifiable information to a successor entity upon a merger, consolidation, or other corporate reorganization in which ABT participates or to a purchaser of all or substantially all of ABT's assets to which a ABT Platform or Service relates
Under certain circumstances We may disclose the Content (documents) viewed, downloaded, or printed, ABT Account information, and other information. Typically those circumstances include when someone questions or disputes a charge, transaction, or having subscribed to a ABT Platform or Service. If a credit card or PayPal account holder questions or disputes a charge we may disclose the history of Content (documents) viewed, downloaded, or printed, as well as the internet protocol (IP) addresses the purported credit card or PayPal account holder logged in to a ABT Platform from, and dates and times of logging in, and certain information pertaining to the ABT account, such as the email address provided by the ABT account holder. We may disclose this information to: the ABT or credit card or PayPal account holder, if such person provides us with sufficient information for us to reasonablyverify that such person is one of the actual ABT or credit card or PayPal account holders; someone acting on behalf of the actual ABT or credit card or PayPal account holder(s), if such person provides us with sufficient information for us to reasonably verify that such person is acting on behalf of the actual ABT or credit card or PayPal account holder(s); or Our transaction and payment processors and any service that facilitates Our transaction and payment processing. Furthermore, You should be aware that if anyone shares the ABT account that You use, or accesses that ABT account, they may be able to view what Content was viewed, downloaded, printed, uploaded, searched for, saved, emailed, forwarded, the documents You have started to complete or did complete using Doc Complete (aka ABT Custom Documents), messages sent to and received from ABT and other ABT users using the ABT messaging system, as well as any questions you might have asked using the ASK or ASK ABT Service, through that ABT Account or while logged in to a ABT Platform using that ABT Account.
When You create a ABT account, some information about Your account and Your account activity may be provided to other ABT users. This may include the date You opened Your account, the date You last logged into Your account, Your age (if You choose to make it public), and the number of documents You have downloaded and, what You have downloaded and uploaded, and what You have viewed, and ABT may view the Content of those documents.
Your ABT account name, not Your email address, may be displayed to other users when You engage in certain activities on a ABT Platform. Other users may be able to contact You by using the ABT messaging system or by commenting on a ABT Platform.
Any documents that You submit may be redistributed through the internet and other media channels and may be viewed by other ABT users or the general public.
You may also choose to add personal information, which may include Your name, gender, profile picture, or other details, such as company name and Your job title, that may be visible to other users on Your ABT account page. We may provide Your company name and Your job title (if You elected to complete those sections of Your user profile) to third-parties, such as advertising networks and other companies.
We may provide Your personally identifiable information and the data generated by cookies, pixels, and web beacons, and the aggregate information to the vendors and service agencies that we may engage to assist us in providing our Platform and Services to You. Such third-party entities may be obligated to use Your personally identifiable information solely to provide the services to us. We will disclose Your personally identifiable information if we reasonably believe we are required to do so by law, regulation, or in cooperation with any governmental investigation. We will not sell Your personally identifiable information to any company or organization except we may transfer Your personally identifiable information to a successor entity upon a merger, consolidation, or other corporate reorganization in which ABT participates or to a purchaser of all or substantially all of ABT's assets to which this Site relates.
We use third-party advertising companies and advertising networks to serve advertisements to You on our behalf when You visit our Website, and to optimize advertisements. These, and other companies may use information (typically not including Your name, address, email address, or telephone number, but sometimes including Your company name and job title gathered from Your ABT profile information) about Your visits to a ABT Platform and other Websites in order to provide advertisements about goods and services of interest to You, as well as to provide us with information that is intended to make our Platforms and Services better, and for other business reasons. They, or we, may do this by using cookies, pixels, and web beacons, among other things. (See, e.g.,Web Bug.) Send email to [email protected] for additional information regarding these sites, services, technologies, and tools, their privacy policies (which we encourage You to read), and how You may opt-out of the uses of such technologies.
Although we may attempt to contractually limit what third-party advertising companies and networks do, we have no ability to monitor or control what they do. In the past, some advertising companies and networks have been sued for allegedly using what are called "local shared objects" or "re-spawning cookies" (including by using Adobe® flash cookies). Although we attempt to contractually require that these companies shall always allow the end-user (You) to easily and completely uninstall any means of tracking the end-user without regenerating the means of such tracking, we cannot assure that this will occur and, therefore, You consent to these types of practices. If You would like more information about what many advertising companies and advertising networks do and to know some of Your choices about not having this information used by the companies that are member of the Network Advertising Initiative, please visit Network Advertising Initiative. We cannot assure that all of our third-party advertising companies and advertising networks are members of the Network Advertising Initiative, or that they comply with the policies of the Network Advertising Initiative.
We may employ procedural and technological security measures that are reasonably designed to help protect Your personally identifiable information from loss, unauthorized access, disclosure, alteration, or destruction. ABT may use encryption, password protection, and other security measures to help prevent unauthorized access to Your personally identifiable information. YOU ARE RESPONSIBLE FOR MAINTAINING THE SECRECY OF YOUR UNIQUE PASSWORD AND ACCOUNT INFORMATION AT ALL TIMES. WE CANNOT, HOWEVER, ENSURE OR WARRANT THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO US, AND YOU DO SO AT YOUR OWN RISK. ONCE WE RECEIVE YOUR TRANSMISSION OF INFORMATION, WE MAKE COMMERCIALLY REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS. HOWEVER, PLEASE NOTE THAT THIS IS NOT A GUARANTEE THAT SUCH INFORMATION MAY NOT BE ACCESSED, DISCLOSED, ALTERED, OR DESTROYED BY BREACH OF ANY OF OUR PHYSICAL, TECHNICAL, OR MANAGERIAL SAFEGUARDS. IF WE LEARN OF A SECURITY SYSTEMS BREACH, THEN WE MAY ATTEMPT TO NOTIFY YOU ELECTRONICALLY SO THAT YOU CAN TAKE APPROPRIATE PROTECTIVE STEPS. WE MAY POST A NOTICE ON A ABT PLATFORM IF A SECURITY BREACH OCCURS. DEPENDING ON WHERE YOU LIVE, YOU MAY HAVE A LEGAL RIGHT TO RECEIVE NOTICE OF A SECURITY BREACH IN WRITING.
ABT provides You with the ability to review, correct, and delete any of Your user profile. Information You post in other areas of a ABT Platform cannot be deleted. If You wish to review or correct any profile information You have provided to us, You may submit a request to us at the contact email below or access Your account online.
The following ABT businesses and processes comply with the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries and Switzerland: QuickBooks Online Global, ABT, Payments. ABT has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view ABT's certification, please visit http://www.export.gov/safeharbor/.
ABT may contact You for a variety of reasons, including about new services, special offers, promotions, and third-party / affiliate offers, and will attempt to always include in any such emails an opt-out link by which You can opt out of receiving such emails. You have several methods to opt-out from the ABT mailing list: (1) Click on the unsubscribe URL provided near the bottom of the footer found in the ABT email you received, (2) Send an email from the email address where you receive emails from us to [email protected], with "Unsubscribe" in the subject line, (3) revise your marketing contact preferences after logging in and going to the ABT MyAccount area, or (4) mail us at ABT, 1010, 10/F, Miramar Tower, 132 Nathan Roa, Tsim Sha Tsui, Kowloon, Hong Kong. Following receipt of your request, ABT will endeavor to honor your request within 15 days.
Only when the tide goes out do you discover who’s been swimming naked. | Warren Buffett