MARK ZENKUS   609-460-4078 
20 Wilson Road, Lambertville, New Jersey 08530   Email: mzenkus@comcast.net 
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PROJECT/PRODUCT CREDIT ANALYSIS PROFESSIONAL 
 
PROJECT MANAGEMENT – PRODUCT MANAGEMENT– BUSINESS/RISK ANALYSIS – CREDIT ANALYSIS 
 
Project  and  product  management  professional  with  experience  in  all  phases  of  project  and  product 
management;    credit  underwriting  corporate  and  individual,  concept  development,  research,  short  and 
long term impact analysis, change management, training and marketing plans, QA and UAT planning and 
management, post release metrics.  Background in product development and launching, systems design, 
organizational  restructuring,  risk  analysis,  and  improving  transactional  productivity.  Skilled  at  in  depth 
analysis  of  corporate  filings,  business  &  personal  financials/tax  returns  and  providing  quality  customer 
service.  Effective  manager,  negotiator  and  analyst.    Acted  as  liaison  for  corporate  management  in  new 
business ventures, credit policy and pricing..  
Career highlights: 
 
•  Corporate structure research/analysis of major companies: GE, Chevron, CIT Group 
•  Enhanced stagnant product, increasing monthly volume by over $100 million.  
•  Developed new product line which increased monthly volume by $40 million. 
•  People’s Bank Excellence Award for saving $35,000 through QA project. 
 
Professional Employment 
 
CONSULTING & CONTRACTS  2008 to PRESENT 
Bloomberg:  2
nd
 contract for Capital Structure Analysis project/product             August - present 
Wells Fargo:  Retail Mortgage Credit Underwriting                 April - August 
Bloomberg LP via Forrest Solutions Staffing:                                                                   November-April 
•  Capital structure analysis for new Capital Structures Project/Product.   
•  Analysis of corporate filings and debt instruments          
 
 
CREDIT SUISSE  2006 to 2008 
Assistant Vice President, Fixed Income Risk Management - Product Development / Project Management 
Responsible  for  proposing  and  executing  development  of  new  products  through  creation  of  a  product 
development  plan  covering  multiple  business  channels  and  their  unique  business  and  technical  aspects. 
Cross  functional  analysis  including  impacts  across  business  units  and  products  to  ensure  business 
continuity  and  efficiency,  including  collaboration  on  credit  policy  and  pricing.  Coordination  and 
management  of  the  SDLC  using  PMO  standard  methods/PMP  practices  to  manage  client  interfacing 
websites and internal proprietary systems. 
 
•  Sign off authority for all business units in approving changes to credit policy including edits and 
appropriate training and marketing requirements. 
 
•  Created  an  appendix  of  recent  policy  announcements  to  published  credit  guidelines  which 
simplified the interpretation of company policies for clients and sales reps.   
 
•  Coordinated  the  launch  of  a  product  enhancement  involving  complex  development  across  all 
business  units.    This  was  achieved  4  weeks  ahead  of  schedule  and  resulted  in  a  over  $100  million 
increase in monthly volume.  
 
•  Managed the launch of a new product line from concept to release  across 2 business units.  An 
immediate volume increase of $40 million a month was realized. 
 
•  Constant coordination with legal to ensure all product, credit policy, and pricing were compliant to 
federal and state regulations.  
 
•  Solved an inefficiency problem for a customer regarding delayed asset verification requirements by 
creating an SOP policy for estimating asset requirements. 
   
•  Successful  technology  platform  and  system  alignment  of  multiple  business  channels  that 
minimized delta development for products across multiple business units.