Your password is more than just a key to your computer or online account. It is a gateway to 
all of your important information.  If your password falls into the wrong hands, a cyber criminal 
can  impersonate you online, access  your bank  or  credit  card  accounts,  sign  your  name  to 
online  service  agreements  or  contracts,  engage  in  financial  transactions,  or  change  your 
account information.  
 
Unfortunately, many users are still not taking the necessary steps to protect their accounts by 
using strong passwords.  Far too often, passwords with simple combinations such as 123456, 
password, qwerty, or abc123 are being used.    In  other  cases,  people  simply  use their  pet’s 
name or their birth date -- information that can be easily found online, such as on a Facebook 
or genealogy page. 
 
How to Create Secure Passwords: 
 
Cyber criminals have developed programs that automate the ability to guess your passwords. 
To protect yourself, passwords must be difficult for others to guess but at the same time easy 
for you to remember.  Here are some recommendations: 
 
  Passwords  should  have  at  least  eight  characters  and  include  upper  case  
(capital letters) and lowercase letters, numbers and symbols.   
  Avoid words and proper names, regardless of language. Hackers use programs that try 
every word in a dictionary.  
  Don't  use  personal  information  --  name,  children's  name,  birthdates,  etc.  that  
someone might already know or easily obtain. 
  Change passwords regularly -- at least every 60 days. If you believe your system, or an 
online  account  you  access, has  been  compromised  change  your  passwords 
immediately. 
  Use different passwords for each account you have.  
  Make sure your work passwords are different from your personal passwords. 
 
Protecting Your Passwords: 
 
  DO NOT write down your passwords.  If you need to remember your passwords, write 
down a hint to a password, but never the password itself.  Store the hint in a safe place 
away from your computer.