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45 Pearl Court, Davies, Iowa 512.555.3345 turnerj5255@yahoo.com
ROBERT M. TURNER
CHIEF EXECUTIVE OFFICER & PRESIDENT
Maximizing Revenue, Liquidity, & Earnings While Dampening Costs
PROGRESSIVE BANK CEO & CATALYST FOR LASTING, SIGNIFICANT PROFITS
■■■
Cultivating Ties with Boards, Customers, Regulators, Employees, & Community
Strategic community banking leader recognized for sweeping
improvements to efficiency, product development, and marketing, with
oversight of $860M in deposits and loans, plus $140M investment portfolio.
Trusted Board advisor conceptualizing and creating revenue opportunities
by leveraging “Main Street Bank” theme. Champion for significant expansion
including 6 new branches (from $500K–$2.2M) generating $45M+ deposit
growth and 12,000-square-foot, $1.2M operations facility.
Respected banking industry official skilled in attaining peak deposit levels,
stabilizing operations, addressing volatile regulatory requirements, and
topgrading product offerings to deliver optimal ROI.
AREAS OF EXPERTISE
Strategic Planning
Leadership Development
Market Research
Product Development
Regulatory Compliance
Marketing Campaigns
Asset Liability Oversight
Risk Mitigation
Change Management
Board Collaboration
Facilities Expansion
Customer Engagement
Robert has an open style that
creates productivity, yet requires
accountability at every level.”
Board Member, HSM Bank
“A gifted leader of peopleRobert
always faced any situation, no matter
how difficult, with openness,
honesty, and integrity.”
AVP & Director, HSM Bank
Robert took the reins of our
association to drive much-needed
change. VP, Iowa Association
of Community Bankers
As a colleague, I have long noted
Robert’s ability to lead by example
and with passion… an individual of
great integrity and commitment to
his community and his customers.”
VP, Midwestern Bank
EXECUTIVE PERFORMANCE BENCHMARKS
51% first-quarter 2009 earnings increase from process improvements that slashed $700K in costs.
Administration for $550M in assets and $5.2M net profit representing 630% growth over tenure.
60% rise in Primary/Secondary Liquidity to $100M, improving regulatory perception of bank stability.
Increased profit ($4.6M decrease in cost of funds)—even with economic pressures and declining rates.
Workflow and technology efficiencies placing bank among the forefront in electronic offerings.
PROFESSIONAL HISTORY
HSM Bank Corporation (HSMBC), Davenport, Iowa 1985 – 2009
Chairman, President, & CEO, 2007 – 2009
President & CEO, 2003 – 2007
EVP & Retail Banking Officer, 2001 – 2003
SVP & Retail Banking Officer, 1991 – 2001
Helmed bank throughout periods of industry change and growth, leading 7-
member Board of Directors and spearheading profitability by designing
customer-centric products, limiting expenses, and identifying areas of
opportunity. Oversaw and led improved compliance, internal/external
alliances, asset management, regulatory relationships, performance,
security, and PR. Managed 16 direct and 175 dotted-line reports.
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1985 1996 2005 2009
Assets (in Millions)


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