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The Annuity Calculator is intended for use involving the accumulation phase of an annuity and shows growth based on regular deposits.
An annuity is an investment that provides a series of payments in exchange for an initial lump sum.
With this calculator, you can find several things:
- The payment that would deplete the fund in a given number of years.
- The amount needed to generate a specific payment.
- The number of years your investment will generate payments at your specified return.
Annuities can be used as a regulated stream of income, which can make it easier for a person to manage their assets in a way that ensures that those assets last for the duration of their lifetime. For instance, a heavy spender who suddenly receives a large inheritance can use an annuity to reduce the risk of overspending and depleting their assets.
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This Excel template is a great way to increase your productivity and performance. It gives you access to do remarkable new things with Excel, even if you only have a basic understanding of working with formula’s and spreadsheets. If time or quality is of the essence, this ready-made presentation can certainly help you out!
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