Annual Mortgage / Rent Council Tax / Water rates Property / Contents Insurance Life Insurance Hire Purchase Personal Loans / Access etc Coal / Oil / Gas/ Heating Electricity Telephone Car Tax / Insurance Petrol / Servicing / Oil TV Licence / Rental / Sky School Expenses Fares Clothing / Shoes Housekeeping / Food / Drink Club Subscriptions Newspapers / Magazines Holidays / Expenses Christmas Other Expense Other Expense Other Expense Total Expenditure (A) Net Income (B) Shortfall in Income ( A ) - ( B ) Quarterly Monthly Weekly.
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