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Car Replacement Association Dues Other Debt Envelope Clothing Utilities Envelope UTILITIES TOTAL Budgeted Electricity Transportation Charity Personal Insurance Debt TOTAL Budgeted Medical Recreation Savings Clothing Utilities TOTAL Envelope MEDICAL/HEALTH Housing Reality Check Envelope Spent Budgeted Medications Gas Doctor Bills Water Dentist Trash Optometrist Phone/Mobile Vitamins Internet Other Cable Other 5–10 Spent 10–15 Food Spent Budgeted Repairs Tires Reality Check Real Estate Taxes Insurance TOTAL Adults TOTAL Budgeted Budgeted Envelope Cleaning/Laundry Transportation Spent opes Restaurants College Fund 25–35 Savings Groceries Medical Insurance Children Second Mortgage Personal Personal Retirement Fund HOUSING Housing Charity 5–15 Transportation Reality Check 10–15 Food FOOD Transportation TOTAL Food SAVING Medical Food Housing 10–15 Transportation Budgeted Charity Oﬀerings Reality Check Check ty CHARITY Personal These icons represent good options for cash envel TOTAL 5–10 TOTAL Dave’s Recommended Percentages Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools Food Food Housing Transportation Medical Charity Recreation Personal Savings Insurance Clothing INSURANCE Debt Envelope Spent Budgeted Life Insurance Utilities Envelope Transportation Charity Insurance Debt Envelope RECREATION Housing Medical Recreation Savings Clothing Utilities Spent Envelope Vacation Homeowner/Renter 5–10 Auto Insurance DEBTS Disability Insurance Identity Theft Food Housing Reality Check Medical Charity Recreation Personal Savings PERSONAL Insurance Debt Envelope Transportation Charity Personal Insurance Debt Envelope TOTAL Housing Medical Recreation Savings Credit Card 1 Clothing Utilities Envelope Credit Card 2 Spent Budgeted Reality Check Credit Card 3 Child Care/Sitter Credit Card 4 Toiletries Credit Card 5 Cosmetics/Hair Care St
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