Hardship Letter For Loan Modification



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Examples of involuntary reductions of income:         Lay-off Reduction of hours or wages Forced to take a lesser paying job after a lay-off Death of a borrower/death of a contributing spouse or parent Bad self-employment year (despite your best efforts) Permanent or short-term disability Serious illness of a household member Divorce Examples of unavoidable increase in expenses:       Uninsured major medical expenses Natural disaster Unanticipated urgent property repairs Increase in property taxes Increase in the adjustable interest rate unexpected funeral costs for an uninsured or underinsured family member 2..




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