Loan Amortization Schedule Template



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How to make a Loan Amortization calculation? An easy way to create your personalized spreadsheet is by downloading this Excel sheet now! Download this financial Loan Amortization Schedule Template now!

Whether you manage the finances at your work or at home, adequate communication is essential and important. Accurately keeping track of financial data is not only critical for running the day-to-day operations of your small or medium-sized business, but it is also important when seeking funds from investors or lenders to grow your business to the next level. 

What is a simple interest contract?
On a simple interest contract, finance charges are calculated based on the unpaid principal balance of the contract. As each payment is made, the payment amount is applied toward the finance charges that have accrued since the last payment was received. The remaining portion of the payment is applied in accordance with the terms of your contract.

How are finance charges calculated?
Finance charges accrue daily based on the unpaid principal balance. For example, if the unpaid principal balance on your account is $20.000 your Annual Percentage Rate (APR) is 9% and your normal monthly payment amount is $415 your daily finance charge amount is calculated as follows

Columns to include are: 
  • No.
  • Payment 
  • Date
  • Loan Balance
  • Scheduled Payment
  • Principal
  • Interest
  • Ending Balance
  • Cumulative Interest

For those working in Finance, it's important to be accurate and have every detail double-checked. Our basic or advanced finance document templates are intuitive and available in several kinds of formats (such as PDF, WORD, PPT, XLS. The Excel spreadsheets include the necessary formulas as well. Therefore, we recommend you to download this example Loan Amortization Template now. 


Using this Loan Amortization guarantees that you will save time, cost and efforts and enables you to reach the next level of success in your project, education, work, and business. Download it now!



Looking for more? Our collection of financial documents, templates, forms, and spreadsheets includes templates designed specifically for small business owners, private individuals, or Finance Staff. Find financial projections to calculate your startup expenses, payroll costs, sales forecast, cash flow, income statement, balance sheet, break-even analysis, financial ratios, cost of goods sold, amortization and depreciation for your company. These financial templates also work with OpenOffice and Google Spreadsheets, so if you are operating your business on a very tight budget, hopefully, you'll be able to make these financial templates work for you as well.







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