Blank Home Budget Worksheet



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Income Gross monthly income (what you earned) Monthly Expenses Proposed housing expenses Gross Income for Borrower Gross Income for Co-borrower + Total gross monthly income = Total net monthly income (take-home pay) for Borrower and Co-Borrower I can reduce my spending for: Mortgage payment, including taxes and insurance (use current rent level as a starting point) Utilities (electric, gas, water) Telephone/ Cellphone Child Support/ Alimony payment Groceries/ School lunches School Tuition/ Sports/ Clubs/ Band Clothing Daycare/Babysitting Bank loans/Car loans Car insurance Gas/Car repairs Other transportation Health care/Medical bills Credit cards/Store charge cards Restaurants/Entertainment Personal property taxes Insurance (other than car) Cable TV Church/charity Miscellaneous (anything else you pay monthly) Total monthly expenses by: Home Buyer Signature Home Buyer Signature Date Date NET INCOME AVAILABLE TO SAVE (Total net income (take-home pay) from above minus Total monthly expenses).




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