Simple Budget Worksheet



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Are you looking for a professional Simple Budget Worksheet? If you've been feeling stuck or lack motivation, download this template now!

Do you have an idea of what you want to draft, but you cannot find the exact words yet to write it down or lack the inspiration how to make it? If you've been feeling stuck, this Simple Budget Worksheet template can help you find inspiration and motivation. This Simple Budget Worksheet covers the most important topics that you are looking for and will help you to structure and communicate in a professional manner with those involved. 

Month: Income Amount Gross Income (before taxes and other withholdings) - Saving for Retirement - Taxes (Federal, State, FICA/Social Security, other) USAA Suggestion 10 of gross income - - - (A) Net Income (Left for Expenses Goals) Expenses Goals Amount - Housing (Mortgage/rent, internet, TV, repairs, utilities, phone, insurance, taxes) 25-36 - Food (Groceries, Restaurants) 10-15 - Healthcare Co-pays and Deductibles 5 - Transportation (Insurance, loan payments, fuel, repairs, fees) 10-15 - Entertainment (Fun, travel) 5 - Personal Care/Clothing (Clothing, shoes, hair, makeup, laundry, dry cleaning) 5 - Miscellaneous (Cash, dues, subscriptions, general merchandise, gifts, pets, fees, other) 10-15 - Charitable Giving (Charity, church, other) 5-10 - Debt Payments (credit card, loans) 5 - Insurance Premiums (Life, Health, Dental and other insurance) 5 - Saving for Goals 5 - - - - (B) Total Expenses Budget Summary Net Income (A) Amount USAA Suggestion USAA Suggestion Minus Total Expenses (B) - Total = 0 Should equal 0 For a more detailed, online budget use My Budget on usaa.com..

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